Although most of us are in denial that Christmas is just around the corner, some responsible adults are budgeting for Christmas. Others...not so much.

According to a new survey:

only 44 percent of parents expect to stick to their budget when holiday shopping this year. In fact, 27 percent of parents will not have a budget at all and close to an additional one-third think it's likely they will go over their set budget.


(Sallie Mae)